Furnishing of Photographs

While tendering applications for opening SB/Current accounts in the names of Individuals/Sole Proprietary concerns, two copies of latest passport size photographs should be furnished. In case of joint accounts, Accounts of Partnerships, Limited Companies, Clubs, Associations, Societies, Trust, Institutions, etc. the photographs of person(s)/official(s) who are authorized to operate the account and in case of HUF, the photograph of the Karta should be provided. In case of Term Deposits, one copy of photograph shall be obtained provided the depositor does not have a Savings or Current account with the branch. The above provisions cover all categories of depositors including non-residents.


The officer responsible for opening of accounts should scrutinize the originals of the photo ID/address documents and satisfy himself / herself about the prima facie authenticity of the same. Photocopies of these documents should be authenticated by the officer and kept along with the account opening form.