Identification Documents to be submitted by customers for opening of accounts

(1) Branches shall ask for documents to verify

(a) the identity of the customer, his/her address, location and
(b) his / her recent photograph.

(2) For accounts of Individuals, the following documents are accepted:

(a) Passport alone where the address on the passport is the same as the address on the account opening form (OR)
(b) Any one document (latest / recent) from each of the lists given below, for a photo identity and a proof of residence / address.

For Name proof Photo IdentificationFor address proof
Passport where the address differsTelephone Bill
Voter’s Identity CardBank account statement
PAN CardIncome / Wealth tax assessment order
Driving LicenceCredit Card Statement
Govt. / Defence ID cardElectricity Bill
ID cards of reputed employersRation Card
Letter from a recognized public authority or public servant verifying the identity and residence of the customer.Letter from employer

 

Note

The officer responsible for opening of accounts should scrutinize the originals of the photo ID/address documents and satisfy himself / herself about the prima facie authenticity of the same. Photocopies of these documents should be authenticated by the officer and kept along with the account opening form