Identification Documents to be submitted by customers for opening of accounts
(1) Branches shall ask for documents to verify
(a) the identity of the customer, his/her address, location and
(b) his / her recent photograph.
(2) For accounts of Individuals, the following documents are accepted:
(a) Passport alone where the address on the passport is the same as the address on the account opening form (OR)
(b) Any one document (latest / recent) from each of the lists given below, for a photo identity and a proof of residence / address.
|For Name proof Photo Identification||For address proof|
|Passport where the address differs||Telephone Bill|
|Voter’s Identity Card||Bank account statement|
|PAN Card||Income / Wealth tax assessment order|
|Driving Licence||Credit Card Statement|
|Govt. / Defence ID card||Electricity Bill|
|ID cards of reputed employers||Ration Card|
|Letter from a recognized public authority or public servant verifying the identity and residence of the customer.||Letter from employer|
The officer responsible for opening of accounts should scrutinize the originals of the photo ID/address documents and satisfy himself / herself about the prima facie authenticity of the same. Photocopies of these documents should be authenticated by the officer and kept along with the account opening form